A farm insurance policy plays a crucial role in our agricultural economy. In fact, our agricultural economy cannot grow without them. At J.M. Thompson Insurance, we believe that the inherent risks and dangers that are associated with the production processes on your Indiana farm can be covered under farm insurance.
We aim to protect agricultural farming in Indiana from any losses that may result from farm property damage, farm products, and livestock injuries. A policy can provide coverage for your farm and help you get back on track whenever you incur any losses. Our farm insurance policy covers the following areas:
This is one of the most common forms of crop insurance protection. This form of protection must be purchased prior to planting your harvest. It will protect you from natural causes that can ruin your crop. It combines yield protection and price protection to form a financial security blanket against potential loss in revenue due to low yields or changes in market price as well. This policy works with the RMA to set rates and determine which crops can be insured. Certain aspects are supported by the federal government which can help lower costs on premiums to farmers. Reach out to our agents to learn more.
Hail is responsible for a significant loss of crops each year. Hail can damage sections or entire fields before harvest and cause financial strains on agriculturalists. A crop hail insurance policy protects your crops from these damages and can also prevent income lost due to fire, lightning, wind, vandalism, and malicious mischief. A policy works with you and offers various dollar amounts of coverage while allowing options with deductibles. This type of insurance is different from Multi-Peril in the sense that it is not connected to the federal government. If you are a farmer growing vulnerable crops, it is essential to look into a crop hail policy to prevent tragedy from striking when a hail storm rolls into your area. Speaking with one of our skilled agents can help you find the coverage to protect your harvest.
Our farm insurance policy covers livestock losses such as dairy and beef cattle, sheep, goats, poultry, and horses. While special protection is a must against losses due to unexpected health issues of farm animals, our package can also cover your farm from any losses that may result from natural disasters such as weather, fire, lightening, vandalism, falling trees, and theft.
Are you looking for a comprehensive farm insurance policy in Indiana? Contact J.M. Thompson Insurance agency today for all your farm insurance needs.
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