Auto Insurance is the policy that you will most likely need in your day to day activities. Indiana requires “Financial Responsibility” for all vehicles on the road today.
There is so much more to consider than the minimum requirements... what do you have to lose and what can you afford to lose? Many people are most concerned about protecting their own vehicles, when the larger financial exposure actually is the damage and loss you cause to others.
At J.M Thompson Insurance, we write auto insurance for those around the midwest. Here are some of our auto insurance coverages:
Bodily Injury Liability: Offers compensation for injuries caused to other people by your car, up to the specified amount by the insurance policy.
Property Damage Liability: Provides compensation for the damages caused to other people’s property by your vehicle, up to the limits specified in the policy.
Medical Payments: Covers compensation for medical bills incurred by you and passengers onboard, while exiting, entering, or driving in the car, up to the limitations specified in the policy.
Collision: Pays for the damages to your car due to a collision after your deductible is met.
Comprehensive: Provides payment for the damages caused to your car by other causes other than a collision. This can include vandalism, theft, weather, animals and broken glass
In Indiana, every car liability insurance policy must offer a provision for the uninsured and underinsured motorists. We encourage clients to include this coverage in their policy. You may also choose optional coverages such as car rental, towing and even replacement cost coverage to suit your specific needs.
At J.M. Thompson Insurance, we offer auto insurance policies from reputable companies that offer competitive rates with local service. Our agents will review your auto insurance needs and recommend an ideal solution. Contact us today and speak to one of our agents about a possible auto insurance solution for your vehicle, vehicles or fleet. Be sure to check out our online rating tool to compare quotes from different companies.