Indiana recreational insurance coverage

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Recreational Insurance

J.M Thompson Insurance writes quotes for recreational insurance. Recreational insurance policies can include the following types of insurance:

Boat/Watercraft Insurance

Your home insurance policies may cover your boats or watercraft when stored at home, but the coverage is not always sufficient. We write boat/watercraft insurance quotes for various needs such as collisions on the water, vandalism, theft, and other damages and liability. This may be required by a marina or boat storage facility.

ATV Insurance

Even though the state of Indiana does not require ATV insurance, we advise our clients to insure their ATVs. An ATV can be dangerous, and the idea of an injury or accident can result in high medical bills or property damage costs.

Motorcycle Insurance

In Indiana, you require to have minimum liability insurance and a minimum amount of underinsured and uninsured motorist coverage. It is highly suggested to go above the minimums to provide extra protections for yourself and your motorcycle. This coverage can include repair and replacement for your bike, liability, medical expenses, and more.

RV Insurance

If your RV is only for personal and recreational use, it can be insured for 250 days per year. Your insurance could be for stated value, replacement cost, or agreed value. It is important to get an RV policy to protect the valuables inside your vehicle and the guests on board.

Motor Home Insurance

It is wise to have insurance for your motorhome, whether it is mobile or stationary. There are two types of motorhome insurance, full time and traveling. It is important to discuss this policy with an agent to determine the coverage you will need.

Off-Road Vehicle Insurance

Off-road vehicles include golf carts, dirt bikes, and more. Off-road insurance coverage includes bodily injury & property liability, physical damage, trailer coverage, and underinsured/uninsured motorist coverage.

Snowmobiles Insurance

The most basic snowmobile insurance coverage includes liability coverage, comprehensive coverage, and collision coverage. Snowmobiling can be pretty risky, so it is smart to have insurance to protect you and others using your snowmobile.

We are an independent agency and our biggest concern is meeting the needs of our clients. Our team is made up of professional, knowledgeable, and committed agents who are willing to work with you to find the policy that fits your situation. Our clients can be assured that we will answer any questions they may have and help them come up with the best recreational insurance quote for their needs. Visit us today at our offices in Crawfordsville, IN, or contact us at (855) 505-3194 to discuss a new recreational insurance quote.

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Servicing States

  • Indiana
  • Illinois
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