Health Insurance

Every member of society is affected in one way or another by illnesses and injuries. Thanks to modern medicine, there are several treatment options for most of these problems. However, with high medical standards, hospital expenses can quickly escalate. That’s why you need health insurance with J.M. Thompson Insurance to prepare for the unexpected costs. We specialize in group insurance for companies and employees. We recommend enrolling in the ACA for those looking for individual health insurance policies.

Remember, you will still have cost sharing when it comes to your insurance. This includes deductibles, co-insurance, co-payments, and similar expenses. It will not include premiums, billing amounts for those outside of network, or the cost of non-covered incidents.

Coverage options

Health insurance offers a wide range of coverage for individuals and families in Indiana. It covers:

• Prescription drugs
• Maternity as well as newborn care
• Ambulatory services
• Lab services
• Hospitalization
• Pediatric services
• Mental health care services

Small Group Insurance for Businesses and Employees

If you are looking for small group insurance that meets the needs of companies and employees, reach out to our office to discuss the options available to you. We can work with you to develop a policy that meets the standards of your business.

Group insurance allows businesses to provide benefits to their employees for reasonable prices depending on the negotiations with insurance carriers. This type of insurance can offer bundled deals which include various aspects of health insurance that can range from clinical services to emergency services. Most group insurance policies will let you choose from HMOs, PPOs, and EPOs. POS and HDHPS plans are also usually available and may be linked to health savings accounts. It is crucial to work with your insurance agent to find out what options will work best for your company.

At J.M. Thompson Insurance, we offer reliable health insurance policies for residents around the state. Choosing the right coverage for your family and yourself can be a bit challenging. So, let our agents help you find what fits your needs. For reliable health insurance coverage, contact us today.