Medicare insurance is specially tailored for seniors and those with disabilities. It affords them some peace of mind knowing that their hospital and medical expenses can be covered in specific situations.
At J.M. Thompson Insurance, we write Medicare insurance for our Indiana clients. Our licensed agents will answer all your queries about Medicare insurance and provide you with the necessary information to assist you in choosing a plan that works for you.
Medicare supplements, or a Medigap policy, helps cover things such as co-insurance, deductibles, and more. Coinsurance allows you to pay for a certain percentage of a drugs price. Medicare Supplements can sometimes also provide coverage for medical care when you are outside of the U.S. It works with your original medicare plan to split the costs of medical assistance. It is different from an advantage plan because Medigap only supplements your original Medicare benefits. You are only qualified for this if you already have a Part A and Part B plan.
Medicare Advantage Plan
A Medicare Advantage plan is a way to gain all the coverage from a standard Medicare plan as well as a prescription drug plan, and extra coverage which can include vision, hearing, dental, and/or health and wellness programs. This plan can choose not to cover certain costs related to services that may be deemed not medically necessary under medicare. Some of the most common plans for Medicare Advantage include Health Maintenance Organizations, Private Fee-For-Service plans, and Preferred Provider Organizations.
Plan D Medicare coverage is one of two ways to get prescription drug coverage. This coverage is constantly updating and provides a list of covered drugs, called a formulary, that informs you what is available. This plan breaks drug costs into tiers by price. This coverage also works with other policies such as employer or union health coverage.
Tailored coverage options: Medicare insurance is broad and can provide coverage for numerous situations. We work with industry trained and experienced insurance agents who will guide you through our coverage plans.
Get Medicare Insurance in Indiana
Looking for Medicare Insurance in Indiana? At J.M. Thompson Insurance, we have the ideal Medicare solution for you. Whether you are a senior or living with a disability, contact us today and speak to one of our representatives about an ideal Medicare insurance solution for you or your loved ones.